随着金融经济的发展，对金融风险管理人才的需求增加，因此FRM证书受到重视。那么，适合报考FRM的人群有哪些？GARP协会是如何说的？

关于适合报考人群，GARP协会原文如下：

FINANCE PROFESSIONALS

The FRM helps professionals in risk management, investment management, or other critical areas of the financial services industry broaden their knowledge of financial risk and enhance their skill sets. Those who are just beginning their careers benefit from the breadth of the curriculum, which exposes candidates to the major strategic aspects of risk management. More established practitioners often choose to become certified FRMs in order to ensure that they are apprised of the latest trends in risk management, or because they want to challenge themselves by testing their knowledge against an elite pool of risk managers from around the world.

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Whether a candidate works in financial risk or is interested in transitioning to a risk-related role, becoming an FRM can help accelerate any career. Professionals from non-finance areas such as credit, operational, and liquidity risk, and non-risk roles become FRMs to develop specialized, practical knowledge that can be applied to the global financial market. Undertaking the rigorous course of study to become an FRM signals a commitment to an area of financial services that is emerging as a critical area of need at companies worldwide.

STUDENTS

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At a time when many universities are moving online, earning the FRM Certification can be completed more quickly and more efficiently than most degrees. For students with an interest in finance, the FRM designation demonstrates to future employers an ability to master complex, real-world challenges. Students may elect to sit for the FRM Exam during or immediately after completing their studies. The FRM curriculum can complement prior course work or enable students to develop a foundation of specialized knowledge that goes beyond their academic curriculum.

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《财务报告准则》帮助从事风险管理、投资管理或金融服务业其他关键领域的专业人士拓宽他们对金融风险的知识面，提高他们的技能。那些刚刚开始职业生涯的人受益于课程的广度，使候选人接触到风险管理的主要战略方面。更成熟的从业人员通常选择成为认证的风险管理师，以确保他们了解风险管理的趋势，或者是因为他们想通过测试来自世界各地的精英风险管理人才库的知识来挑战自己。

转行者

无论应聘者是从事金融风险工作，还是有意过渡到与风险相关的职位，成为财务风险经理都有助于加速任何职业生涯。来自信贷、运营和流动性风险等非金融领域的专业人士以及非风险角色成为FRM，以开发可应用于全球金融市场的专业实用知识。通过严格的学习课程成为FRM标志着对金融服务领域的承 诺，这一领域正成为全球公司的关键需求领域。

学生

在许多大学都在网上学习的时候，获得FRM认证可以比大多数学位更快更有效地完成。对于对金融有兴趣的学生来说，FRM的设计向未来的雇主展示了一种驾驭复杂现实世界挑战的能力。学生可以选择在学习期间或完成学业后立即参加FRM考试。FRM课程可以补充先前的工作或使学生能够发展超出他们的学术课程的专业知识的基础。

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