做大量的FRM真题练习对于备考中的考生是很重要的，尤其是备考的冲刺阶段，考生要多做几套历年的真题，关于真题练习，有例题解析吗？下文是小编列举的，一起了解一下，希望对备考的你有所帮助！

Each of the following is true about the Basic Indictor Approach (BIA) to operational risk under Basel III except which is false?》》》2021年新版FRM一二级内部资料免 费领取！【精华版】

A) Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events

B) The definition of operational risk includes strategic and reputational risk, but excludes legal risk  》》》点我咨询21年FRM备考技巧

C) Bank’s using the Basic IndictorApproach (BIA) must hold capital for operational risk equal to the average over the previous three years of a fixed percentage (denoted alpha) of positive annual gross income

D) Under the Basic Indicator Approach (BIA), Gross Income is defined as net interest income plus net non-interest income

答案：B

解析：As stated, the TRUE statement is: “This definition [of operational risk ] includes legal risk, but excludes strategic and reputational risk.” In regard to (A), (C) and (D) each in true . In regard to (C),please note that under BIA, “Fingers for any year in which annual gross income is negative or zero should be excluded from both the numerator and denominator when calculating the average.”【资料下载】FRM一级思维导图PDF版

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